TTDTM is a platform dedicated to the evaluation of financial products and financial education, with a focus on creating and disseminating informative content and detailed analyses of various financial services and products, such as credit cards, digital banks, loans, financing, and more, offered by financial institutions. TTDTM also conducts reviews of banking products and provides other relevant content for those seeking knowledge in the area.
We operate a main website and may have other financial websites associated with our brand, as well as applications, designed to provide a practical and personalized experience. Our goal is to assist you in making well-informed financial decisions by recommending products and services that align with your individual requirements.
These Terms and Conditions of Use are always accessible for review on our website and should be interpreted in conjunction with our Privacy Policy, also available on our website, and all applicable laws and regulations in Vietnam. The purpose of these Terms is to clarify the responsibilities, duties, and obligations of all users who access and/or utilize TTDTM, as detailed below.
- DEFINITIONS
1.1. For the purposes of these Terms and Conditions of Use, “User” refers to any individual or legal entity that accesses or uses TTDM’s services, regardless of the device or technology employed, including but not limited to mobile devices, tablets, personal computers, internet browsers, and other access methods.
- ACCEPTANCE
2.1. By accessing TTDM, the User acknowledges and confirms that they have read, comprehended, and fully consent to these Terms and Conditions of Use, as well as the Privacy Policy.
2.2. The User further affirms that they have reached the age of legal majority in their jurisdiction and possess the full legal capacity to agree to and abide by these Terms and Conditions of Use.
2.3. Should the User disagree, either wholly or partially, with these Terms and Conditions of Use, they must refrain from accessing or utilizing the services provided by TTDM, its websites, or any other service operated by the company.
- CONTACT US
3.1. Users may direct inquiries, seek resolution for issues, or file complaints pertaining to TTDM’s offerings through our designated service channel.
3.2. To contact us, Users may utilize the following electronic mail address: [email protected].
- RESPONSIBILITIES
4.1. By utilizing TTDM’s services, the User acknowledges and confirms that they have read and fully consent to these Terms and Conditions of Use and the Privacy Policy.
4.2. TTDM may furnish links to external websites operated by third parties, enabling Users to procure services or acquire products directly from those entities, without any intervention or liability on the part of TTDM.
4.3. When Users are redirected to third-party websites, it is their responsibility to review and agree to the respective Terms of Use and Privacy Policy of those external entities before engaging with their services or products.
4.4. TTDM assumes no responsibility for:
- The terms of use and privacy policies of external websites or companies;
- Information disseminated by advertisers;
- Services or products acquired directly by Users from third-party websites.
4.5. TTDM bears no liability for any harm resulting from viruses, malware, spyware, or other malicious software that may compromise the User’s equipment during website browsing.
4.6. Users are responsible for ensuring that their devices are updated and adequately protected by appropriate antivirus software.
4.7. TTDM is not liable for any losses or damages arising from the improper use of its websites or due to events of force majeure.
4.8. User obligations encompass:
- Abstaining from infringing upon the rights of external parties while utilizing the website;
- Refraining from using the website for any form of harassment, surveillance, or stalking of other individuals;
- Avoiding participation in any fraudulent, unlawful, or inappropriate activities;
- Adhering fully to these Terms and Conditions of Use, the Privacy Policy, and all pertinent laws and regulations in Vietnam.
- TERM AND LIMITATION OF LIABILITY
5.1. These Terms and Conditions of Use shall remain in effect for an indefinite period.
5.2. To the maximum extent permitted by applicable law, TTDM’s liability for any claim arising from or related to these Terms or the utilization of TTDM’s services shall be limited to the extent permissible under Vietnamese law.
- MODIFICATION OF TERMS AND CONDITIONS
6.1. TTDM reserves the right to modify these Terms and Conditions of Use at any time, at its sole discretion, without prior notification to Users.
6.2. Users who do not concur with the amended Terms are advised to discontinue their use of TTDM.
- GOVERNING LAW AND JURISDICTION
7.1. These Terms and Conditions of Use, as well as the Privacy Policy, shall be governed by the laws of Vietnam, without regard to any principles of conflict of laws.
7.2. Any legal action or proceeding pertaining to these Terms or the use of TTDM’s services shall be initiated in the competent courts within Vietnam, and the parties hereby consent to the exclusive jurisdiction of said courts.